It is my profound opinion that banks and bankers and call centres that are working for banks and bankers are set on this planet to drive me nucking futz.
When I came back from holidays in July I found out that one of my credit card companies had “sold” my account to another credit card company.
Both companies owned by banks. As the snotty call I’d received from the 2nd co around why I hadn’t made a payment to them in late July was the first inkling of said account exchange I’d had….I checked my bank account and sure enough my early July payment went to the original cc co.
Said snotty call being the first I’d heard of the sale in mid July…by the time I finally got the official paperwork for the new card it was early Aug. The whole shebang resulted in a myriad of calls betwixt me and both banks and finally last week I get the card for my new account.
Actually physically went to the bank and picked said card up.
Up to this point I have not as yet received a statement though…and every time I’ve spoken to someone about the card I’ve been assured that this would not in any way affect my credit rating, that I would not have to pay until I got a statement and there’d be no extra interest….and that they were “noting this on my account”
HA!
Today I get home to both a letter and a phone call from the new bank. The phone call demands that I call the call centre immediately. The letter sad that I am now 3 months in arrears…that my account is locked, that I will be paying 27.99% until said arrears and 2 more payments are made in a timely fashion going forward blah blah blah…
FFS
So I call them…at the call centre….and guess what?…not one of those 2 dozen asshats I’ve spoken to notated my account as they said they would. What a surprise eh?
In the meantime my own bank is trying to get the payment I made to the original cc co back….it’s apparently in the never never land also known as the inter webs some where as well as the 2 previously mentioned (in another FB post) deposited amounts to my chequing account that don’t belong to me totalling almost $1600.00….of which I have no idea who owns.
And that is why I drink.
